Mortgage rates are subject to change at any time. We post rates by 2:00PM daily. There are so many different rates that we post only the most common fixed and adjustable rate mortgages including no down payment and interest only loans. We even included those fixed payment programs with a interest rate starting at 1.0% although we personally strongly oppose such programs for most borrowers.

today's interest rates:

Today's Date: April 21, 2006

Based on Purchase Loans

Loan Type Rate Points Orig. APR 30 Year Fixed 6.25% 0 0 6.34% 20 Year Fixed 6.375% 0 0 6.34% 15 Year Fixed 6.0% 0 0 6.10% 5 YR ARM 6.0% 0 0 6.10% 5 YR Interest Only ARM 6.125% 0 0 6.24% 5/1 YR ARM 103% No Money Down 6.625% 0 0 6.754% 30 Year Jumbo Fixed 6.375% 0 0 6.44%

Lock in one of these low rates today! Call 407-291-3947. If rates change while you are locked, we offer a FREE interest rate float down! (Ask for details.)

we have no closing cost options:

Rates shown above include a lock-in period of 30 days.

Interest rates are subject to change, without notice, until locked.

All programs reflect owner-occupied properties, based on 0,000 purchase loan with escrows and illustrate 20% equity, except 30 Year 103% program.

Conventional interest rates and APRs are based on loan amounts from 0,000 to 7,000

Jumbo loan interest rate and APRs are based on loan amounts from 7,001 to 0,000.

Cash-out refinances, refinances and no escrow loans may have a different interest rate than other programs, please call to verify.

ARM (adjustable rate mortgage) loan APRs reflect APR for fixed period only.

ARM (adjustable rate mortgage) interest rates can increase after specified fixed period, please review all applicable disclosures.

we have many other rates:

* Payment Choice Program Disclaimers:

Payment Option Program provides several payment options each month.

Choosing the minimum payment one month, may not always cover the total interest due.

The unpaid portion, called "deferred interest," is added to your loan balance; and itemized on monthly statements.

We highly recommend that you reimburse any "deferred interest" as quickly as possible.

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